Opening a window of possibilities: USA experience of a Ukrainian fellow

By: Taras Repytskyi

Taras came to Allowance for Good from Ukraine as part of the US State Department's Professional Fellow Program. He spent 6 weeks as a fellow at Allowance for Good.


"Congratulations you have been chosen as a finalist of the Professional Fellows Program and you will be spending 6 weeks in the USA working at a NGO". A summary of the message I received on a cold winter day, which gave me even bigger goose bumps, as I knew that tremendous possibility awaits, which will broaden my horizon and open new opportunities.

Since quite a young age, I was convinced that traveling and understanding different attitudes of people is a very welcoming feature especially if you work for the sake of the community and development. I visited a lot of countries in Europe in order to see the approaches, interesting ideas and gather new knowledge, so I can build a greater society in my Ukraine.

Taras, Elizabeth, and Karin at the office on
International Vyshyvanka Day. 

Upon arriving here, in Washington and later Chicago and Evanston, my first feeling was, "I am in a movie." I was curious to explore each day and each second, as a lot of things indeed were different or at least as they are not usually done or made in Europe.

The first and major discovery to me was the community and civil society here. There is a huge amount of organizations and people who know a lot about charity and philanthropy and usually support different events by volunteering or donating money. It all starts with proper education and right attitude at early age throughout life. Through Allowance for Good, I was able to attend classes at Niles North High School, Northwestern University, and Loyola University to discover exciting curricula about civic engagement and community development. I made a few presentations on the political situation in Europe and Ukraine in particular. The high school students were really eager to get to know some of the aspects of social, educational, and political life there. To some of them it was a true revelation to learn about the situation in Crimea and war on the east of Ukraine.

I met bright people who are so willing to enhance their level of knowledge in these spheres. In Ukraine we seriously lack such programs and strategies for the society, and ideas written in my notebook will help me to make some of them real.

Another issue in Ukraine is that we have quite a different environment and recent history. People of Ukraine, because of living under a soviet regime which worshiped state or ruling party rather than people and communities, shaped the attitude of people towards common goals and better well-being. Now, after recent revolutions and uprisings of the nation, we can build upon that as we became much stronger, united, and passionate about social change.

My knowledge benefited a lot from the work with the incredible team of my host organization, Allowance for Good – Elizabeth, Aimee and Karin, who helped me to look upon issues of NGO work and youth programs from a different perspective and approach, which can definitely bring more results for the community. Job shadowing them was a real pleasure and I hope my fellowship will create new possibilities for them as well. For that, we started working on mutual grant proposals, so in the future our cooperation can grow stronger and our activities even more international. The first project is scheduled to be implemented this fall and will be concentrating on empowering youth from Lviv and Sykhiv districts with knowledge on social responsibility and community building. Kids will also have a chance to create and realize a social project of their interest, as well as a chance to work on identity building of their school.

My stay in the USA wouldn’t be the same if I wasn’t also lucky enough to be hosted by the Cernek family to explore the lifestyle of American households and daily life. There a lot of things about culture and cuisine I will be taking home with me, such as pancakes on weekends ☺

I would like to thank American Councils, WorldChicago, and especially Allowance for Good for an amazing opportunity to get a first-hand experience for future work I can bring to my community.

That’s would be all for now. I don’t say good-bye – I say welcome to new possibilities and Ukraine is awaiting each American to visit.

A Small Amount, A Big Impact

By: Blair

Blair is participating in Allowance for Good's Spring 2016 Emerging Leaders in Philanthropy class in the Elmhurst location.

I learned this week in our financial literacy lesson that the extra money we spend on eating out, buying toys, and living through our daily lives adds up to a lot of money. Money that goes a long way in other people’s lives across the world. I realized this week that most people who live comfortably in our world with little to no financial problems don’t know how much of an impact even a dollar can do. People all over the world live in so much poverty that even a dollar could help them get enough food for their family. If we as a society realize how much extra money we spend on items we don’t even need and instead donate them to these hungry and starving kids, the impact would probably be as big as having almost every kid in poverty go to bed every night with a full belly. I encourage every person in the world to stop and think about if you really need this pointless item you are about to buy, and the impact it would have on others if you donated the money to charity instead of buying the item.  

"I am a catalyst for good
because...I will improve the
basic education around
the world" - Blair

ELP Elmhurst class brainstorming.

ELP Elmhurst class teacher 
Jeanne leads discussion.

The True Cost behind Fashion

In December, AfG's Associate Board hosted a successful event called Good Views: The True Cost. We showed the groundbreaking documentary film, The True Cost, that provides a look into the untold stories of the fashion industry and asks people to consider, who really pays the price for our clothing? 


We recently invited a few members of the Allowance for Good community to reflect back on the event and the lessons they took away from the documentary. We'd like to extend our thanks to Associate Board members, Erica and Megan, and AfG youth, Ross, for sharing their experiences and thoughts.

What were your initial reactions after seeing The True Cost?

Megan Bowen, AfG Associate Board member After seeing The True Cost, I think my initial reactions were similar to many of the other individuals in the room. The movie was devastating. It is difficult to understand how our habits in the US, something as small as going shopping for clothing, can have such a global impact. The movie definitely opened our eyes to the consequences of discount clothing shopping.

Ross, AfG youth It was incredibly thought provoking, making me put my own shopping habits into perspective and consider the rest of the world. However, I knew that I was still imprisoned in the grasp of consumerism. Another 20% off coupon or promotion for a $3 t-shirt and I’d be perpetuating the toxic cycle that is the garment industry. What would solve this? More accessible world-conscious clothing, less expensive world-conscious clothing, and a more constant stream of awareness regarding the wrong-doings of big fashion. In the internet world we live in, important things can easily be swept away in the deluge of cat videos and list articles. 

Erica, AfG Associate Board Co-Founder and memberThe True Cost was one of the most eye-opening documentaries I’ve seen in a long time because it forced me to confront the part I play in the fast fashion industry. Before the event, I was blissfully unaware of how my shopping habits were contributing to the devastation and exploitation of communities across the globe. The True Cost changed everything. First, I was shocked to learn of the damaging effects of donated clothing. I always feel proud when I take my clothes to Salvation Army or Goodwill, thinking that I am helping the environment by recycling, as well whoever shops at the discounted stores. I was appalled to learn that those clothes either end up in landfills or overseas where they cripple local economies. Second, I learned that companies claiming to be sustainable – companies that I regularly shop with – are fooling their consumers. It doesn’t matter how sincere they are with their efforts to go green; fast fashion companies’ mass production will never align with sustainable, eco-friendly practices.  These are lessons that good intentions are not enough. As global citizens, we are obligated to learn about and respect the interconnectedness of our world. Buying socially conscious clothing is a change we all can make that will exponentially improve the world we share.

How did the movie build your awareness moving forward?

Ross While it really did make me think, I was right in my presumption that a lasting effect wouldn’t come from one showing. But I’m going to do more research. Look for the more world-conscious retailers. Find out how I CAN help. Because it’s a cause that matters. I am in the direct path of a tidal wave of data every day, and it takes a lot to hold on to the bits that matter. This is why the world needs more organizations like AfG. To pull out the crucial stories and causes, showing them to people and making a difference. One person can never catch all the honest pleas for action that fly by in a day, and Allowance for Good makes more of those pleas heard.

Did your experiences affect your thoughts around shopping or your purchasing habits?

Megan I think I am trying my best to be more aware of the products I purchase and where they were manufactured. If every person that watched The True Cost avoids just one store that was mentioned in the movie, I think I would call our event a success. For me, I decided that I would not shop at Forever 21 anymore, and so far, that has been a success.  

Erica Since watching The True Cost, I have made changes to where I buy clothes, how often I shop, and how I donate and recycle old clothes. It was surprisingly difficult to find a program that handles donated clothes responsibly, though it seems that donating to local thrift shops or directly to women’s homes and churches are the best choices. My biggest take away from The True Cost is that I can afford to shop better, but the world cannot afford fast fashion. 

Did you share or talk about what you learned with anyone else (perhaps someone who hadn't attended the event)?

Megan I did talk about it with friends and urged them to watch The True Cost. Though I found it difficult to put the movie’s events and stories into words that did it justice. 

Erica I recently shared what I learned with my mother, and she was incredibly concerned about her own shopping and donating habits. She hadn’t even seen the documentary, but just listening to me compelled her to change her ways. The conversation was proof that basic awareness is an easy first step to curbing our overconsumption. 

Microfinance and Micro-entrepreneurs

By: Julia
Julia is a participant in Allowance for Good's Fall 2015 Emerging Leaders in Philanthropy class in the Elmhurst location.

"I am a Catalyst for Good because...
I can be the change I want to see in the world."

Micro finance is a form of philanthropy, that is also a bit like charity. Micro finance has to do with giving money to someone in need. That person is called a micro-entrepreneur. They may want to start a business or keep theirs running. Giving them this money will help boost them up. But, the interesting part about micro finance is that the entrepreneur pays you back. This creates a connection between you and this other person all the way across the world. You communicate to keep checking up on them, and once they pay you back, you can use that same amount of money to loan to someone else. It's a very self sustaining system. I really like micro finance for that reason.

I think this is a very good idea. It's self sustaining, and easy to give too. You don't need to give a large amount of money to make a huge impact. It also creates a connection between two people from different parts of the world. This helps create awareness and a sense of oneness. It impacts not only the person receiving the money, but the giver as well.

Since the money is paid back after the entrepreneur is able too, you can keep on giving that same donation. It also helps make it seem like the entrepreneur is a business partner, rather than a helpless victim. I believe this will help people not be so scared or feel so disconnected from people in need of financial aid. 

Understanding How We Spend Money

By: Charles

Charles is a participant in Allowance for Good's 2015 Emerging Leaders in Philanthropy class in the Elmhurst location. 

"I am a Catalyst for Good because....I want to make a change"
Charles at AfG's ELP class in Elmhurst this week. 

I learned how every little thing I buy really adds up. Almost all the things I am spending my money on is something that is not necessary and I can live without. I was really surprised tracking my spending because I spent a lot more than I even realized. I will definitely spend my money differently now that I realize that I don't need to spend as much money and use it to donate because I know how much farther the money goes in third world countries than it does here. Financial literacy is very important to philanthropy because if everyone realized how unnecessary a lot of the things they are buying then we could use it to change the world.

Philanthropy: Shaping the Future

By: Mia

Mia is a participant in Allowance for Good's Fall 2015 Emerging Leaders in Philanthropy class in the Chicago location. She also participated in AfG's 2015 Global Philanthropy Summit this past July that focused on empowering social innovation.

Philanthropy has two roots, philos and anthropos.  In the most literal sense, philanthropy means "love for humanity" but it is so much more.  When you give your effort to someone or something greater than yourself it is incredibly humbling and inspires not only you but those around you.  The act of giving is something that everyone can do, philanthropy is a universal concept.

Mia presenting at AfG's Global Philanthropy Summit.

In the past, I did medical missions and backpack missions in my mother's hometown of Bebe Matua in the Philippines.  This was very transformative in my life because it showed me that giving your time and effort into the world you live in allows you to make a human connection with others and yourself just by helping a cause you believe in. 

Growing up in Chicago and going to school and choir in Humboldt Park gave me a different perspective on the CPS school system than my peers at Walter Payton College Prep.  I remember many of my very intelligent and driven peers from elementary getting denied from high schools due to lack of preparatory resources.  This year, I started a tutoring program at Jenner Academy for the Arts to help the students perform to the best of their ability.  Putting together the program not only enriched my organization skills but also helped me develop opinions on teaching methods that I had not thought of before. Seeing the students at Jenner reminded me of my own childhood, and I wanted to help give those students the opportunities that many of my old friends did not have. 

Mia at AfG's GPS week.

Looking into the future and the present, I can easily see my life being one that has philanthropy at the center.  Philanthropy is looking for the better of the community, rather than the better of the individual. It is giving your resources of aid to others. Being a philanthropist and a catalyst for good means to dedicate yourself to improving the human condition. Helping others also helps ourselves through enriching ourselves in current problems and developing our views on the world, either through the aiding of the community, or the experience of contributing to the greater good. I want to be a catalyst for good because promoting universal welfare is our duty as global ambassadors and citizens.  To participate in the greater good is to improve the quality of life for both our generation and the next.

Philanthropy can't fix the past, but it can shape the future.

Making a Difference through Golf

By: Matthew
Matthew is a participant in Allowance for Good's 2015 Emerging Leaders in Philanthropy class in the Elmhurst location. 

AfG's Emerging Leaders in Philanthropy Elmurst students.

For the past seven years I have been involved with an organization called Revelation Golf. This group was founded by two women, one of whom is a trained physical therapist and the other of whom is a former professional golfer and golf coach. They started this group to help people with physical disabilities learn the game of golf. This includes children with physical limitations (like myself) as well as veterans who have been injured. In most cases the people with whom they work are not able to play sports the way that able-bodied people do but golf is something that many people can figure out how to do. Because of the background of the two women (therapy and golf) they can usually figure out a way to teach their participants how to work around their limitations and hit the golf ball pretty well.

The two women who run the organization are an inspiration to me. They both could've made a lot more money doing what they were trained to do (therapy and golf coaching) but have chosen to sacrifice their own self-interest in order to help others. The obvious joy on their faces when their participants do well on the golf course is great to see. They both took a big risk in their lives by deciding to do what they were passionate about but I think they're glad that they made the choice that they did.

In the past, I've helped this organization by volunteering at their annual golf outings, being featured in their promotional literature and videos, and giving speeches at various events.  Also, my mom is on the board of directors and both my mom and dad have been involved in helping to organize the annual golf outing fundraiser. Over the years it's been interesting to see how the organization has changed and it's been wonderful to see how many hundreds of people have been helped.

After all these years, it really feels like the women who run this organization have become part of our family and I think they would say that we're part of their family as well. Going forward I hope to be able to stay involved with them in whatever capacity they need me. Teaching disabled people to play golf may seem like a small, somewhat unimportant thing, but I can attest to the fact that it makes a big difference by allowing people to be able to do something outside with their friends and family and by helping people become more active in their community. It’s also a lot of fun! They truly are an inspiration and I hope to stay involved so that we can continue helping people with disabilities to play the great game of golf and more importantly to learn that that their physical limitations should not prevent them from doing something they want to do.

Kicking the Soccer Ball towards a Better Future

By: Madeleine
Madeleine was a participant in Allowance for Good's 2015 Global Philanthropy Summit. She is now partnering with AYSO and one of our Global Affiliates, Spark Ventures, to provide soccer supplies for children in Zambia and Nicaragua. To donate to her project please check out her Go Fund Me page.

Soccer can reach across language barriers.

Hi! My name is Madeleine Beirne and I attended the venture philanthropy GPS program this summer. Through the AfG program, I was able to meet an amazing organization called Spark Ventures, that helps communities in Zambia and Nicaragua create thriving businesses, and introduce myself to Lucy Jodlowska and Arnold Duijzer, who encouraged the group to help think of games and activities that the children (in Zambia and Nicaragua) and the people coming with Spark Ventures could participate in to help introduce themselves and learn from each other. We were aware that there were both language and age barriers between the children and the people with Spark Ventures, so one of the main activities that the group could participate in easily was soccer, which is wildly popular in both places.

Before the AfG program, my dad and I had spoken about the idea to partner with AYSO, the national soccer league in America, and start a donation drive where AYSO participants would be able to donate their old jerseys, uniforms, cleats, and soccer equipment. One of the main things I was trying to figure out, however, was what organization to donate them to. While trying to brainstorm ideas for Spark Ventures, I realized that this would be a perfect opportunity to connect this idea with Spark Ventures and see if they would be interested in the donations.

Maddie, on right, at AfG's Global Philanthropy Summit.

Through AfG, I was able to connect with Lucy and figure out the details of the soccer uniform donation drive. One of the main things that I took away from the AfG program was how important youth driven philanthropy is, both to our world and to future generations. AfG helped me make connections with organizations and people, and it made me realize that, as youth, we have the power to inspire and help others.

With the amazing support and cooperation of AYSO, the American Youth Soccer Organization, my dad and I were able to set up a tent at the AYSO lakefront soccer fields and collect old soccer uniforms and equipment from AYSO participants, which we will be doing every Saturday for a couple of weeks. Amazingly, we were able to collect hundreds of uniforms, cleats, socks, soccer balls, and other equipment on just the first day. This equipment will be going to children in Nicaragua and Zambia, the two locations where Spark Ventures has helped create thriving businesses in, and it will be shipped there within a couple weeks. We are dividing the uniforms into teams so that the children in both locations are able to form teams and create a smaller soccer league, that even the Spark Ventures visitors can participate in!

Some of the soccer uniforms Madeleine has collected.

Because we have a multitude of equipment to ship to both of these locations, I have started a go fund me page, where people can donate to help us ship the soccer supplies to Zambia and Nicaragua. If you can, a donation would be greatly appreciated and accepted! The link for the page is: https://www.gofundme.com/uu4pd4z4

We didn’t have an initial goal for the project, but Spark Ventures needs around 170 uniforms and an assortment of other soccer equipment, which we’ve already exceeded this goal and have collected hundreds of uniforms already!  This project has taught me a lot about youth driven philanthropy, and how much power the youth have in our community. AfG has taught me the value of not only service and giving back to the community, but also the value of connecting with people and utilizing the resources that are available to me. For young people like me, I would encourage you to utilize the resources around you and make connections with people that will inspire you to inspire others. Thank you AfG and Spark Ventures!

My Life Changing Moment on GEE

By: Analise
Analise was a youth traveler on Allowance for Good's 2015 Global Engagement Expedition to Bucerias, Mexico to visit Human Connections, a social enterprise designed to foster cross-cultural understanding and empower local entrepreneurs. 

Coming back from GEE, my view on my own daily life and the lives of the people I surround myself with has significantly changed. I now have a greater understanding of how much I have and how I can use all the blessings I received for better. There were several moments on the trip that caused this change, but there is one moment that stands out from the rest. On Friday, the fourth day of our trip, we visited Lomas del Valle and worked with Fundación ATD helping build the new school and playing with the little kids. After we finished playing with the kids I got to get a better look at the old school. It was astonishing to see this "school" with walls made out of wire and a roof made out of tin and then to think about my own school, Saint Ignatius.

As I walked next to one of the four outer walls of the school there was a list, as there are on many schools in Mexico. In the Mexican school system, the government sets up a school, but that is it. The children must pay for supplies, books, and repairs of their classrooms. As it is not uncommon for families to be unable to pay for all that is needed for school, each list schools' lists have the names of children who owe money to the school and how much they owe. I read the list outside of the school in Lomas del Valle and I added up the money that was owed by the ten names on the list. All together it was $435 and I thought for a low income community 435 U.S. dollars was a lot so it made sense to me. Then, it hit me. It wasn't U.S. dollars, it was in pesos. which meant it was only about $35 U.S. dollars. I knew right there that I had 3 times that amount of money sitting in my wallet on the bus.

I will forever remember that moment. It put my life in a whole new perspective I had never thought of before. I realized just how incredibly blessed I am to be born where I was, to have the family I have, to be the person I am, and to have so many opportunities in front of me that I must not waste.

Analise dancing with the kids at Entreamigos in San Pancho, Mexico.

List outside of the school in Lomas del Valle outlining how much each family owes.

Philanthropy = Love of Humans

By: Nia
Nia participated in Allowance for Good's 2015 Global Philanthropy Summit in June, which focused on Global Engagement.

This summer of 2015, I have done a lot of programs but one I will never fail to remember is the Global Philanthropy Summit I did late June. For starters, the majority of kids my age are not even familiar with the word philanthropy. Right on day one the camp taught us what philanthropy truly is. It’s not just for rich people, and it’s a long term commitment and service to groups and organizations. It’s like community service but a full time and forever impact on the group. That idea made me smile because there is such a great joy that comes from giving back to the world and to do it long term seemed like an impact I know I wanted to give.

Nia, center, discussing with other GPS students.

For some, you might not know that philanthropy means the love of humans. Just the thought to being a part of something that can bring love to humans was something that compelled me in immediately. I truly want to thank GPS for the commitment and ideas they gave to me from this camp.

Not to mention, from this wonderful, and inspiring camp lead me to get my backpack for this upcoming school year. One of the speakers was from CAUSEGEAR which is a low-profit group that helps people with economic problems of their low pay in India. I loved their idea and I loved their backpacks and I went home immediately and bought it so now I have it for this school year.

An organization like that, that was helping people in India really made me think about global engagement. During this camp we talked a lot about how to globally change the world, I mean why be small and change only your neighborhood. Go big or go home! At camp we learned about how to be globally engaged and know that the blessed area we live in, is not at all the norm for the rest of the world. We have a lot, and great resources as well. So we should make a change as big as we can and really help the world.

Any student who wants to come to a camp to learn about how they can make a change and get inspiration from leaders should no doubt sign up as soon as they can. This summit was a great impact on me and I can’t wait to grow up and join the world of philanthropy.

Remembering to Look Up -- Lessons from GPS

By: Ross

Ross participated in Allowance for Good's 2015 Global Philanthropy Summit in June, which focused on Global Engagement.

My time at the Allowance for Good Global Philanthropy Summit (GPS) was really eye-opening. One of my goals this summer was expanding my horizons in regards to philanthropy and service. Not only did GPS introduce me to incredibly inspiring organizations and individuals, it also gave me new and interesting tools and perspectives on philanthropy. I think much of the general population views philanthropy as monetary contribution. In reality, it’s so much more. As we learned on day one of GPS, philanthropy is giving your time, talent, treasure, and/or ties.

For example, Harvey Newcomb from Rotary International and Claire Dillon of Art Works Projects taught us about the large role marketing plays in a strong philanthropic campaign. The founder of World Bicycle Relief showed us how giving children bicycles not only allows access to education, but the responsibility of managing of contracts and who is given bikes builds a structured community that is strong and savvy. Lorraine Dillon of Right to be Free showed us how the efforts of one man have changed so many lives.

While we learned so many definitions and facts about philanthropy and ways to give, we learned a lot more by meeting people, and having conversations. I personally prefer a phone call to text or email, and I much prefer a face-to-face conversation to a phone call! At GPS, we not only listened to speakers, but we asked questions. We entered a dialogue about philanthropy. The speakers Allowance for Good chose not only did interesting things, but told interesting stories. They shared with us their experiences, and encouraged us to get out there and make experiences of our own. Experiences that will someday make really interesting stories.

I think my largest takeaway from GPS was this: Philanthropy comes in all shapes and sizes, and the biggest impact we can make is opening our eyes. Looking up from screens and schedules, taking a break from the daily grind to look out that window we sit by every day and noticing something new. Whether it be a birds nest, a squirrel on your neighbor’s roof, or even the way the sunlight shines. The more we look up, the more we SEE. We miss so much by not taking time to experience. Allowance for Good made me realize the importance of looking up. When I look up, I can appreciate my world. I can see what needs fixing and I can do something about it. The Global Philanthropy Summit is surely a week well spent, and taught me lessons that are sure to keep paying off. I encourage everyone who hasn’t yet taken part in a GPS (no matter how involved with Allowance for Good you already are) to spend a week engaging, learning, and experiencing life with your eyes open. Hopefully it will be as rewarding for you as it was for me.

Ross presenting his ideas at the workshop with Chapín Coffee and Right to be Free.

Giving for Greater Impact

By: Bella
Bella is a participant in the Emerging Leaders in Philanthropy: Changemakers class. 

A giving circle in technical terms is a form of participatory philanthropy where groups of individuals donate their own money or time to a pooled fund, decide where to give the funds away to charity or community projects and, in doing so, seek to increase their awareness of and engagement in the issues covered by the charity or community project. But a giving circle to me is a groups where you donate time, talent and money to a passion of you and your group. Giving circles can also have a greater impact on an organization, where as an individuals donation can only go so far. 

A giving circle has many benefits, the major on is a greater impact. Another benefit is having engagement with the community, friends, family and neighbors. In a giving circle engagement is key, because it is is participation. My group of AFG participants worked together and engaged together to raise money and talk about the most eye opening issues to ourselves and our passionate issues. This way we could make a difference in not only our lives but in others. 

Some of the challenges that I faced was deciding the organization that needs that most help, because one issue is not better that the other, it is where u are passionate about helping make a difference in that issue to support the solution not the problem. Another issue I faced was making my voice herd, because in a giving circle it is hard to all say an equal amount of ideas, but I found that listen is just as important as speaking and even then listen to some on can inspire even greater thoughts than u imagined. 

I am most proud of reaching our goal of 100 dollars which was matched by AFG. We raised 106 dollars and ended up to by 212 dollars, by the end. I am also proud, because I now realize how much more of a impact you/we can have on some one. With this money we decided to complete a project and donate the rest to working towards completing a project. 

Microfinance: An Overview

By: Sam Crawford-Cloonan
Sam is a participant in the Emerging Leaders in Philanthropy: Explorers class. 

Microfinance is when many donors, each giving a small amount, loan a relatively large sum of money (say, a thousand dollars) to an individual in need (usually in a developing country) in order to make a significant development in that individual's life. The development helps the individual pay off the debt incurred from the loan, and the money is given back to the donors.

I, personally, would invest in microfinance because it's an efficient and effective way of improving the quality of life (QL) of someone in need. The micro-entepreneurs are then able to break the cycle of poverty. Most of those asking for loans have just enough resources to support themselves  sufficiently, but not enough to improve Quality of life. This leads to a lack of ability to support oneself.

Individuals receiving microfinancial loans become able to support themselves and improve their QL. Loans are also more beneficial than a hand out because there is the added responsibility of being able to pay money back, thus the money is required to be used as a means of financial development rather than directly being used for day-to-day support.

For investors, microfinance is a way to give help to someone in need while still being able to make their money back. In that way, it's a very safe investment. A person can donate time and time again as their funds are replenished by micro-entrepreneurs who pay back their loans. Thus, if managed properly, the exchange is fully sustainable.

In conclusion, microfinance is a necessary part of today's world when it comes to linking local philanthropists to global issues on an individual scale, making the 'treasure' section of the pillars of philanthropy (giving time and talent and treasure) easily transferable and available. The next step? Bringing time and talent to that level of availability--and I'd love to see what this generation does to do so.

On an entirely separate note, my favorite experiences in ELP are the ones in which the students are able to have a natural discussion over previously discussed topics. Being able to ask questions and learn more about philanthropy, both local and global, is both necessary and freeing. 

Grant-making on the Ground

By: Sadie
Sadie is a participant in the Emerging Leaders in Philanthropy: Changemakers class. 

This week in ELP we discussed creating mutually beneficial grantor-grantee relationships 
and expanded on the grantmaking process. So far, I have learned that the grantmaking process can be a hard but mutually beneficial for the grantor and grantee. Through a Request for Proposal or Letter of Intent, the grantor can identify the benefits or challenges involved in giving a grant to the grantee. Then, a grant application can further identify if giving the grant will be an efficient use of the money. The grantor can measure if there will be a mutually beneficial grantor-grantee relationship through these steps that help to measure the effect on the community the grantee will make with the money. 

We have learned that maintaining a mutually beneficial grantor-grantee relationship can ultimately lead to greater and stronger impacts on the community. Through communication, trust, and social impact, this relationship can become stronger. In our class this week, we had the pleasure of having Lauren Wolter from The Once Upon A Time Foundation speak and share her experience with us. The Once Upon A Time Foundation has three sectors; one of which is the Philanthropy Lab. The Philanthropy Lab organizes classes at several colleges and universities in which students are granted money that they can donate to an organization of their choice after learning about philanthropy. Similar to our learning at Allowance for Good, students are given the chance to learn about philanthropy and the grantmaking process and apply their learning to the real world. As a future college student, I think this is a great program to have because many students are unaware of the specifics of philanthropy and its impacts. As part of a foundation, we had the opportunity to hear Lauren’s perspective on the grantmaking process. She spoke of how grantmaking can truly be mutually beneficial and how that can benefit various communities. 

Because of my learning about the grantmaking process in Emerging Leaders in Philanthropy, I am now inspired to somehow be involved in the grantmaking process in the future. I am a catalyst for good because I think everyone deserves to have the same rights, resources, and opportunities as others and non-profit organizations and grantmaking is a way to bring this to action in my future. In the meantime, I will continue to educate myself and others on philanthropy and global change so that I can apply this knowledge in the future along with my peers.

Building Strong Communities

By: Meredith

Meredith is a participant in the Emerging Leaders in Philanthropy: Changemakers class.

Asset-based community development is when groups in a community work to change and further expand their society. This development could be technological, numeral, or emotional. Asset-based community development demonstrates a community coming together to make a bigger and more significant impact. Groups include residents, voluntary associations, institutions, physical assets, economic activity, and stories. The mapping activities we did in class helped show how every group in a community works together. The map showed us that even though we may be a part of completely different societies, the same characteristics can be used in each society to create change. Mapping out our own communities and the different ones that we were a part of showed the class how much we all had in common. Most of our communities were not the same but served the same purpose for ourselves. It also showed us how many skills we have in common that we use everyday in our different communities.

Building strong communities is very important to the development of a society. Without strong communities our world would not be as unified as it is now. Strong communities create order and success that create change and advance the world faster. Strong communities consist of strong leaders and accepting members. Although some people may have more of a say or a bigger impact on final decisions, without all of the components of a community, nothing would function smoothly. Coming from the On The Table dinner discussion, our minds were much more open to the different types of communities in the world and how many of them function with and without the same characteristics. Something I took from the On The Table dinner was that even though some communities may have different levels of development, they all find happiness in their own way. No community needs electricity or running water or huge houses to have happiness. A community creates happiness based on their own needs and things they find essential to their life. This stood out to me because there are many places in the world that function perfectly well and happily, even though they don't have as many luxury items as developed cities do.